Why Us?
We specialise in working face to face with our clients to fully understand their circumstances. In most cases not only do we plan for our customers to save money, we also put a personal plan in place in order to achieve their goals or dreams that previously money, or lack of it, has prevented them achieving.
Our service is personal to you :-
- You will have your own personal adviser with direct line, email and fax
- We are not tied to any particular lender, which means that we have the ability to act on your behalf, representing your best interests, in order to establish the most appropriate home finanace solution for you and not those of any other third party
- We offer a one stop solution for mortgage, protection and general insurance as part of our service
- We guide you through the whole process avoiding unnecessary visits to third parties such as solicitors and lenders
- We encourage all our customers to consider reducing the term of their mortgage whilst ensuring payments are affordable now and in the future
- We offer a one-off fee option whereby future like for like remortgage or house purchase do not attract a fee from us.
- If you have arranged your mortgage through Shugabush and you refer a customer to us we will give you £250 upon completion of their first mortgage with us.
- Where applicable, fees and costs can normally be included within your home finance package
- As appointed representatives of Lifetime Insurance Mortgage Experts Limited (LIME), part of the Tenet Group, we have the support of one of the leading financial services networks in the UK
There are so many types of mortgage available, so many comparison sites and advisers that it is easy to become confused, possibly opting for the product offering the lowest headline rate of interest. But when booking and arrangement fees, conditional insurances, higher lending charges, lock-ins and early repayment charges are taken into account, the products may not be as attractive as you might have first thought.
In today‘s marketplace, lenders are in competition with each other for your valuable business. They are therefore willing to offer incentives to entice you. But beware; just because they have great incentives, it might not be the most suitable plan for you! We act on your behalf to ensure we find the right solution for you.
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We do not charge an upfront fee. We can be paid by commission, a fee or a combination. The exact fee will depend on your circumstances and will be agreed with you before any chargeable work commences. Our typical charge is £595 plus commission from the lender